You need insurance ~
The Performers insurance program available to members of Circus Artists of Canada, includes special liability coverage for: Fire prop manipulators, fire dancers and jugglers and includes fire breathing. It also includes; aerial performers, hoop dancers, stilt-walkers, acrobats, magicians, party entertainers, and all other circus acts and performance entertainment. Teaching will now be covered in all policies for 2017!
Coverage will protect against bodily injury and property damage caused to third parties, i.e., venue or spectators who are present during an act. However, coverage may not extend to insure a participant that may be called upon to be a part of the act as audience participation. Members are expected to follow the he North American Fire Arts Association (NAFAA) fire performers safety guidelines which can be found here.
How do I obtain my policy?
The first step is to become a member of Circus Artists of Canada. Membership dues are $25 CAD per anum. Payment can be sent via email money transfer from a Canadian bank (and if TD is used you will not be charged the $1.50 transfer fee.) Once your membership fee is accepted, you will receive a certificate of membership for Circus Artists of Canada ( O/O 9522565 Canada Association ) for the current year, along with the Comprehensive General Liability Application form (CGL) for you to complete.
The next step is to submit your completed and signed CGL. You will be dealing with the friendly folk of IBMG Canada who are the Brokers of Record for this program. Once IBMG receives your completed and signed application, you will be emailed an invoice which you will print and send with your check. Your coverage is effective upon receipt of premium.
How much will it cost?
The new 2017 performers insurance pricing has launched. For the same high risk coverage you will be paying $100 less than last year, and we now have a new low risk option for half the price. You will be able to upgrade to any level at any time during the year.
All 2017 coverage will include teaching ! Here are the new rate options:
Low Risk (ex: stilt walker, dancer, rolla-bolla, cyr wheel, unicycle, magician, juggler, etc)
1 Million – $250/year
2 Million – $400/year
High Risk (aerialists, fire performers/breathers, knife throwers)
1 Million – $400/year
2 Million – $650/year
5 million coverage also available in bot tiers. Additional fees include a $50 policy fee and 8% provincial taxes will be applied. Claims are subject to a standard $1000 deductible. Payment must be received in full, and monthly payment plans or credit card payment is currently not an option.
How long will my coverage last?
New for 2017! Your 2017 policy will start from the date you purchase your policy and last for 1 year.
What are the additional options or limitations?
The standard plan covers performing within Canada only, however new for 2017 American travel riders will be available for purchase on an individual basis. The Circus Artists of Canada coverage is currently available exclusively to individuals so you cannot cover members of your troupe or company as a group.You also cannot request a one day only coverage, however you can however upgrade at any time.
How can I get my certificates?
When a venue or client requests a unique certificate of insurance with the venue name and performance dates, you can call IBMG and they will issue one to you immediately. You can request as many as you may need.
How can I get started?